If money buys happiness, how much does it cost?


You can’t have everything. Where would you put it?”-Steven Wright

What is happiness and love going for on the open market these days? Granted these are freely given by the Divine, but if man could find a way to sell it. . .

Actually man can sell the illusion of love. This is called porn.

Someone once said that in the new age, love will be the new currency. The first thing that jumped to my mind was that the last time I tried to purchase anything with love I ended up in jail. (jk)

They say if you do what you love the money will follow. Although it seems like the most service oriented jobs don’t pay a lot. Jesus said you can’t serve God and mammon. You can make money by serving others, and get rich if you add enough value, but if it’s true service then money can’t be your end goal; if it is then we are just doing business.

If you make a living with you passion, you might end up hating it if you have to produce too much. This is why many people keep their passion as their hobbies.

Lastly, I saw a few fast food franchises that are paying $12-15 an hour. And that’s in places where the minimum wage is low. One is In-N-Out burger, but this could be because they are in California where the minimum wage is high anyway.

In-N-Out burger? Why does that name sound so dirty? Figures with a name like that you would come from California.

Maybe I should pursue a career flipping burgers. Any job can be a career if you enjoy it and have the resources to live on it. I would get to work behind a mic.

How to get your cake and eat it too


There is an old saying that you can’t have your cake and eat it too. As hard as it is to save money, I believe that I have found a way to spend money and still save money on top of that. All with the help of my bank.  

My bank introduced a  Savings account last summer that I immediately enrolled in. The way it works is that 1.5% of my purchases is automatically transferred to my savings account.  

It honestly makes me feel kind of lazy that I didn’t practice the discipline myself of saving. On the other hand, there is no better feeling than checking your account balance and actually believing that you are out of money, only to find a sizable sum of money tucked into your savings account. Provided you can at least practice the discipline of not transferring it back to your checking account.  

So, to sum it up, I am basically saving money by spending money. Something about this sounds so in line with Keynesian economics. Of course in all actuality, you never really save money. You are always saving for something; whether it be a down payment on a house or a car. At least try and save for something that is more of an investment, such as building equity in a piece of real estate.  

Newest in cashiers


Everyone is freaking out about self checkouts, afraid it will kill jobs. Some people actually like using them. I don’t think as many people complained about having to bag their own groceries before. Of course now I’m wondering if we will have to stock our own groceries in the future.

I spent most of my life in tbe grocery business. They are always shorthanded anyway. Even if they use less cashiers, there is still enough work around the store.

Plus as corporate America declines, there are more smaller businesses cropping up that are looking for cashiers that either can’t afford self checkout machines or value people enough. Without bigger businesses, smaller businesses stand more of a chance.

This picture was taken at a McDonald’s in Fort Worth, Texas. The manager said all four cost about $67,000 and will likely last a few years. The store itself still has one or two cashiers to serve the customers who don’t want to use the self checkouts. The store was not even shorthanded. They were mostly working in the back preparing the food. The location itself was actually hiring.

I think one of the new cashiers actually made a pass at me.

How to be a millionaire on minimum wage


With all the talk about “Fight for $15”, I did the math and crunched some numbers. I figure at 40 hours a week, we could all be millionaires if we just raise the minimum wage to $500 an hour.How about we just fight for $500?

Now if you want to kill the joke, just note that a million dollars a year wouldn’t make you a millionaire. Only a million dollars worth of assets would make you a millionaire (minus liabilities).

I once met a decent looking young man in a homeless shelter who once said that if he was offered a job making $35,000 a year, he would be homeless and save $35,000 a year.Wow! Just wow.Factor out transportation to get to work and taxes, you would be lucky to still have half of that.That and the fact that if you made that kind of money, you would be wanting a place of your own within a month.

If the Bible is right about the government serving Divine purposes, maybe taxes is God’s way of telling us to make sure our work serves a higher purpose than just making money for the sake of making money.

Also people that do get rich is usually because they can find every tax loopholes out there.So basically the secret to success is to always look for the loophole.

Blue collar jobs as career options?


I grew up in a blue collar working class family. Actually back in the 1970’s this was the middle class. Since the 1980’s the middle class has evolved to include mostly corporate jobs with the working class falling behind; even though they are the backbone of society and are the ones who create the wealth in society that the upper classes live off of.  

It kind of reminds me of a line from the movie Good Will Hunting where Matt Damon was telling his counselor Sean, played by the late Robin Williams, that there was honor in doing construction work. While many people will look down on someone who waits tables or works as a retail clerk in a store or a gas station, it is good to note that there is no such things as a dead end job.  

The Bible even says that there is profit in all labor. Although it seems as if the better paying jobs involve dealing with more bullshit; not to mention the lower paying jobs tend to be funner and less monotonous.  

Just because I returned to my first job in my fourth company at 40 years of age doesn’t mean I will stay there forever. Even if I stay with the same company, I will likely end up as a store manager or at corporate.  I even talk to the bread vendors who deliver to the store; this is the highest paying outside vendor that we deal with and they are the only vendors who work as independent contractors. Imagine the luxury of smelling fresh bread every morning.  

Also, the last few years I have seen more retail space opening up in shopping centers while corporate jobs decline. The private sector is the backbone of the economy and this is why I feel we have nothing to worry about if the economy were to collapse. It would just go back to the way it was before with smaller family owned businesses. And there would likely be a lot more community.  

I am not ready for it yet but every time I pass by a vacant store for lease, I can almost envision seeing myself owning my own store. I love buying stuff from the local store owners as opposed to corporate chain stores as it feels like I am supporting a greater purpose.  

As much as I miss driving at the auto auction, I have looked into the possibility of acquiring a dealer’s license and flipping used cars.  

It’s not conflicted to have options. As long as you are content where you are at while you dream big.  Of course you can get so content that you end up not doing anything.